/* DIY ประกัน — diyprakan.com
   ทิศทาง C "อบอุ่นเข้าถึงง่าย" + แดงตระกูล AIA
   - ฟอนต์ไทยมีหัว (Looped) อ่านง่ายสำหรับผู้ใช้ทุกวัย
   - มุมโค้งมาก ปุ่มทรงแคปซูล เงานุ่ม เป้ากดใหญ่
   - แดงใช้เป็น "สีของการกระทำ" เท่านั้น พื้นหลักเป็นกระดาษอุ่น
     เพื่อไม่ให้ดูเหมือนเว็บทางการของบริษัทประกัน */

:root{
  /* ทิศทาง C — อบอุ่นเข้าถึงง่าย · แดงเป็น "สีของการกระทำ" ไม่ใช่สีพื้น */
  --paper:#fdf8f5; --card:#ffffff; --ink:#2b2523; --ink-2:#6f645f;
  --line:#ece2dc; --line-2:#dccfc7;
  --brand:#9d2235; --brand-2:#7d1828; --brand-soft:#fbeff1; --brand-ink:#78182a;
  --mint:#c2566a;
  --sun:#a86a12; --sun-soft:#fdf2e0;
  --unknown:#6d4aa6; --unknown-soft:#f2ecfa;
  /* "ไม่คุ้มครอง" เปลี่ยนจากแดงเป็นเทาหิน — ไม่งั้นชนกับแดงของแบรนด์จนอ่านความหมายไม่ออก */
  --nocover:#55606b; --nocover-soft:#eef1f4;
  --on-brand:#ffffff;
  --cta-1:#8f2033; --cta-2:#6d1523; --cta-ink:#7d1828;
  --topbar:#2f2724; --hero-glow:rgba(157,34,53,.055);
  /* ภาพประกอบ (SVG) — ชุดสีแยกจาก UI เพราะภาพคนไม่ควรกลับสีตามธีม
     โหมดมืดใช้โทนเดียวกันแต่หรี่ลง ไม่ใช่กลับขาวดำ */
  --il-bg:#fbeff1; --il-tint:#f6dfe3; --il-card:#ffffff; --il-line:#e0cfcb;
  --il-accent:#9d2235; --il-on-accent:#ffffff;
  --il-skin:#e8b593; --il-skin-2:#d9a37f; --il-hair:#2c2220; --il-ink:#3a2f2c;
  --il-gear:#3a2f2c;
  --il-cloth-1:#b8556a; --il-cloth-2:#4a3f52; --il-cloth-3:#7d1828;
  --radius:22px; --radius-sm:16px; --radius-pill:999px;
  --shadow:0 2px 6px rgba(74,44,40,.045), 0 14px 34px rgba(74,44,40,.07);
  --maxw:1180px;
  --font:"IBM Plex Sans Thai Looped","Noto Sans Thai Looped","Sarabun",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
}
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]){
    --paper:#17110f; --card:#221a18; --ink:#f0e8e5; --ink-2:#a99c97;
    --line:#362b28; --line-2:#463935;
    --brand:#eb96a2; --brand-2:#f4b0ba; --brand-soft:#382226; --brand-ink:#f0bcc4;
    --mint:#c2566a;
    --sun:#e2a45c; --sun-soft:#33261a;
    --unknown:#c3a7ef; --unknown-soft:#241d33;
    --nocover:#9fb0bd; --nocover-soft:#242c33;
    --on-brand:#2b0a11;
    --cta-1:#5e1d27; --cta-2:#3d1119; --cta-ink:#7d1828;
    --topbar:#221a18; --hero-glow:rgba(235,150,162,.05);
  --il-bg:#33242a; --il-tint:#3d2b31; --il-card:#f4ecec; --il-line:#c9b6b3;
  --il-accent:#c2566a; --il-on-accent:#20090e;
    --il-hair:#6a5652; --il-gear:#8a7671;
    --il-bg:#33242a; --il-tint:#3d2b31; --il-card:#f4ecec; --il-line:#c9b6b3;
    --il-accent:#c2566a; --il-on-accent:#20090e;
    --il-hair:#6a5652; --il-gear:#8a7671;
    --shadow:0 2px 6px rgba(0,0,0,.35), 0 14px 34px rgba(0,0,0,.28);
  }
}
:root[data-theme="dark"]{
  --paper:#17110f; --card:#221a18; --ink:#f0e8e5; --ink-2:#a99c97;
  --line:#362b28; --line-2:#463935;
  --brand:#eb96a2; --brand-2:#f4b0ba; --brand-soft:#382226; --brand-ink:#f0bcc4;
  --mint:#c2566a;
  --sun:#e2a45c; --sun-soft:#33261a;
  --unknown:#c3a7ef; --unknown-soft:#241d33;
  --nocover:#9fb0bd; --nocover-soft:#242c33;
  --on-brand:#2b0a11;
  --cta-1:#5e1d27; --cta-2:#3d1119; --cta-ink:#7d1828;
  --topbar:#221a18; --hero-glow:rgba(235,150,162,.05);
  --il-bg:#33242a; --il-tint:#3d2b31; --il-card:#f4ecec; --il-line:#c9b6b3;
  --il-accent:#c2566a; --il-on-accent:#20090e;
    --il-hair:#6a5652; --il-gear:#8a7671;
  --shadow:0 2px 6px rgba(0,0,0,.35), 0 14px 34px rgba(0,0,0,.28);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--font);font-size:17px;line-height:1.7;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--brand);text-underline-offset:3px}
h1,h2,h3,h4{line-height:1.25;margin:0;letter-spacing:-.015em;font-weight:700}
h1{font-size:clamp(1.9rem,4.2vw,3rem)}
h2{font-size:clamp(1.35rem,2.6vw,1.95rem)}
h3{font-size:1.1rem}
p{margin:0 0 1em}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 22px}
.narrow{max-width:760px}
.muted{color:var(--ink-2)}
.small{font-size:.86rem}
.tiny{font-size:.78rem}
.center{text-align:center}

/* ---------- Header ---------- */
.topbar{
  background:var(--topbar);color:#fff;font-size:.8rem;padding:8px 0;text-align:center;
}
.topbar a{color:#fff;text-decoration:underline}
header.site{
  position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--paper) 88%,transparent);
  backdrop-filter:blur(10px);border-bottom:1px solid var(--line);
}
.navrow{display:flex;align-items:center;gap:18px;height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);flex:none}
.brand .mark{
  width:38px;height:38px;flex:none;color:var(--brand);
  display:grid;place-items:center;
}
.brand .mark svg{width:100%;height:100%;display:block}
.brand b{font-size:1.06rem;letter-spacing:-.02em}
.brand span{display:block;font-size:.68rem;color:var(--ink-2);line-height:1;margin-top:1px}
/* เมนูต้องอยู่บรรทัดเดียวเสมอ — พอเพิ่ม "สัญญาเพิ่มเติม" เป็นรายการที่ 7
   ความกว้างเดิม (gap 6 + padding 12) ทำให้ตกบรรทัด เมนูสองบรรทัดดันหัวเว็บสูงขึ้น 23px
   ทุกหน้า จึงบีบระยะลงและซ่อน "เว็บนี้คืออะไร" ต่ำกว่า 1180px (ยังอยู่ใน footer) */
nav.main{display:flex;gap:2px;margin-left:auto;align-items:center;flex-wrap:nowrap}
nav.main a{
  color:var(--ink-2);text-decoration:none;font-size:.88rem;padding:7px 10px;border-radius:9px;
  white-space:nowrap;
}
@media (max-width:1180px){nav.main .hide-md{display:none}}
nav.main a:hover{background:var(--card);color:var(--ink)}
nav.main a[aria-current="page"]{color:var(--ink);background:var(--card);font-weight:600}
#themeBtn{min-width:42px;padding:8px 10px;font-size:1rem;line-height:1}
.navrow .navtoggle{display:none}
@media (max-width:860px){
  nav.main{
    position:fixed;inset:66px 0 auto 0;flex-direction:column;align-items:stretch;gap:0;
    background:var(--card);border-bottom:1px solid var(--line);padding:8px;margin:0;
    display:none;box-shadow:var(--shadow);
  }
  nav.main.open{display:flex}
  nav.main a{padding:12px}
  .navrow .navtoggle{display:grid;place-items:center;margin-left:auto;width:42px;height:42px}
}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font:inherit;font-size:.94rem;font-weight:600;padding:13px 26px;border-radius:var(--radius-pill);
  border:1.5px solid var(--line-2);background:var(--card);color:var(--ink);
  min-height:46px;
  cursor:pointer;text-decoration:none;transition:.15s;
}
.btn:hover{border-color:var(--brand);color:var(--brand);transform:translateY(-1px)}
.btn.primary{background:var(--brand);border-color:var(--brand);color:var(--on-brand)}
.btn.primary{box-shadow:0 6px 16px rgba(157,34,53,.18)}
.btn.primary:hover{background:var(--brand-2);border-color:var(--brand-2);color:var(--on-brand)}
:root[data-theme="dark"] .btn.primary,
:root:not([data-theme="light"]) .btn.primary{box-shadow:none}
.btn.ghost{background:transparent}
.btn.sm{padding:9px 18px;font-size:.85rem;min-height:38px}
.btn[aria-pressed="true"]{background:var(--brand-soft);border-color:var(--brand);color:var(--brand-ink)}

/* ---------- Chips / states ---------- */
.chip{
  display:inline-block;font-size:.76rem;font-weight:600;padding:5px 13px;border-radius:99px;
  background:var(--brand-soft);color:var(--brand-ink);white-space:nowrap;
}
.chip.n{background:var(--card);color:var(--ink-2);border:1px solid var(--line)}
.chip.official{background:var(--sun-soft);color:var(--sun)}
.state-unknown{background:var(--unknown-soft);color:var(--unknown);font-weight:700;
  padding:4px 12px;border-radius:99px;display:inline-block;font-size:.8rem;white-space:nowrap}
.state-nocover{background:var(--nocover-soft);color:var(--nocover);font-weight:700;
  padding:4px 12px;border-radius:99px;display:inline-block;font-size:.8rem;white-space:nowrap}

/* ---------- Cards / sections ---------- */
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--shadow)}
section{padding:56px 0}
section.tight{padding:36px 0}
.eyebrow{font-size:.78rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;
  color:var(--brand);margin-bottom:10px}

/* ---------- Home hero ---------- */
.hero{padding:64px 0 46px;position:relative;overflow:hidden}
.hero::after{
  content:"";position:absolute;right:-14%;top:-30%;width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle at 35% 35%,var(--hero-glow) 0%,var(--hero-glow) 22%,transparent 72%);
  pointer-events:none;z-index:0;
}
.hero .wrap{position:relative;z-index:1}
.hero h1{max-width:16ch}
.hero h1 em{font-style:normal;color:var(--brand);
  background:linear-gradient(transparent 62%,var(--brand-soft) 62%)}
.hero p.lede{font-size:1.09rem;color:var(--ink-2);max-width:52ch;margin:16px 0 26px}
.herobtns{display:flex;gap:12px;flex-wrap:wrap}
.stats{display:flex;gap:36px;flex-wrap:wrap;margin-top:40px;padding-top:26px;border-top:1px solid var(--line)}
.stat b{display:block;font-size:1.7rem;line-height:1.1;letter-spacing:-.02em}
.stat span{font-size:.82rem;color:var(--ink-2)}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.step{padding:24px;position:relative}
.step .num{
  width:38px;height:38px;border-radius:13px;background:var(--brand);color:var(--on-brand);
  display:grid;place-items:center;font-weight:700;font-size:.86rem;margin-bottom:14px;
}
.step h3{margin-bottom:6px}
.step p{margin:0;font-size:.9rem;color:var(--ink-2)}

/* ---------- Need tiles ---------- */
.needgrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:12px}
.needtile{
  display:block;padding:18px;text-decoration:none;color:var(--ink);
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);transition:.15s;
}
.needtile:hover{border-color:var(--brand);transform:translateY(-3px);box-shadow:var(--shadow)}
.needtile b{display:block;margin-bottom:4px}
.needtile span{font-size:.82rem;color:var(--ink-2);line-height:1.45;display:block}
.needtile .cnt{font-size:.74rem;color:var(--brand);font-weight:700;margin-top:9px;display:block}

/* ---------- Catalog layout ---------- */
.catalog{display:grid;grid-template-columns:268px 1fr;gap:26px;align-items:start;padding:28px 0 120px}
@media (max-width:940px){.catalog{grid-template-columns:1fr}}
aside.filters{position:sticky;top:82px;padding:20px}
@media (max-width:940px){aside.filters{position:static}}
.fgroup{padding-bottom:16px;margin-bottom:16px;border-bottom:1px solid var(--line)}
.fgroup:last-child{border:none;margin:0;padding:0}
.fgroup h4{font-size:.76rem;text-transform:uppercase;letter-spacing:.07em;color:var(--ink-2);margin-bottom:10px}
label.chk{display:flex;gap:9px;align-items:flex-start;padding:5px 0;cursor:pointer;font-size:.9rem}
label.chk input{margin:6px 0 0;flex:none;accent-color:var(--brand);width:15px;height:15px}
label.chk small{display:block;color:var(--ink-2);font-size:.75rem;line-height:1.4}
input[type=number],input[type=text],input[type=email],input[type=tel],select,textarea{
  width:100%;padding:13px 16px;border:1.5px solid var(--line-2);border-radius:var(--radius-sm);
  background:var(--paper);color:var(--ink);font:inherit;font-size:.98rem;min-height:48px;
}
input:focus,select:focus,textarea:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:var(--brand)}
.note{background:var(--brand-soft);color:var(--brand-ink);border-radius:var(--radius-sm);
  padding:10px 12px;font-size:.78rem;line-height:1.5;margin-top:10px}
.toolbar{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-bottom:18px}
.toolbar select{width:auto}

/* ---------- Plan cards ---------- */
.plangrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:16px}
.plan{padding:20px;display:flex;flex-direction:column;gap:11px;transition:.15s}
.plan:hover{border-color:var(--line-2);box-shadow:var(--shadow)}
.plan h3{font-size:1.02rem;line-height:1.35}
.plan h3 a{color:var(--ink);text-decoration:none}
.plan h3 a:hover{color:var(--brand)}
.plan .en{font-size:.78rem;color:var(--ink-2)}
.chips{display:flex;flex-wrap:wrap;gap:5px}
dl.facts{margin:0;font-size:.86rem}
dl.facts div{display:flex;justify-content:space-between;gap:12px;padding:5px 0;
  border-bottom:1px dotted var(--line)}
dl.facts div:last-child{border:none}
dl.facts dt{color:var(--ink-2);flex:none;margin:0}
dl.facts dd{margin:0;text-align:right}
.gapbox{background:var(--unknown-soft);color:var(--unknown);border-radius:var(--radius-sm);
  padding:9px 11px;font-size:.76rem;line-height:1.5}
.planact{display:flex;gap:8px;margin-top:auto;padding-top:6px}
.planact .btn{flex:1}
.emptybox{grid-column:1/-1;text-align:center;padding:52px 24px;border:1px dashed var(--line-2);
  border-radius:var(--radius);color:var(--ink-2)}

/* ---------- Compare tray + table ---------- */
.tray{position:fixed;left:0;right:0;bottom:0;z-index:70;background:var(--card);
  border-top:1px solid var(--line-2);padding:12px 0;display:none;box-shadow:0 -4px 18px rgba(0,0,0,.08)}
.tray.on{display:block}
.tray .wrap{display:flex;gap:12px;align-items:center;flex-wrap:wrap}
.cmptable{width:100%;border-collapse:collapse;font-size:.88rem}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--card)}
.cmptable th,.cmptable td{padding:12px 14px;border-bottom:1px solid var(--line);
  text-align:left;vertical-align:top;min-width:180px}
.cmptable thead th{background:var(--paper);font-size:.84rem;position:sticky;top:0;z-index:1}
.cmptable td.rowlabel,.cmptable th.rowlabel{color:var(--ink-2);font-size:.82rem;font-weight:600;
  min-width:150px;background:var(--card);position:sticky;left:0}
.cmptable tr:last-child td{border-bottom:none}
.legend{display:flex;gap:16px;flex-wrap:wrap;font-size:.8rem;color:var(--ink-2);margin-bottom:14px}

/* ---------- Detail page ---------- */
.detailhead{padding:34px 0 12px}
.crumbs{font-size:.82rem;color:var(--ink-2);margin-bottom:14px}
.crumbs a{color:var(--ink-2)}
.detailgrid{display:grid;grid-template-columns:1fr 320px;gap:26px;align-items:start;padding-bottom:90px}
@media (max-width:940px){.detailgrid{grid-template-columns:1fr}}
.sidecard{position:sticky;top:82px;padding:20px}
@media (max-width:940px){.sidecard{position:static}}
.block{padding:22px;margin-bottom:16px}
.block h2{font-size:1.16rem;margin-bottom:12px}
.datatable{width:100%;border-collapse:collapse;font-size:.88rem}
.datatable th,.datatable td{padding:9px 12px;border-bottom:1px solid var(--line);text-align:left}
.datatable thead th{background:var(--paper);font-size:.8rem;color:var(--ink-2)}
.datatable tr:last-child td{border-bottom:none}
ul.plain{margin:0;padding-left:20px;font-size:.9rem}
ul.plain li{margin-bottom:7px}
.warnbox{background:var(--sun-soft);color:var(--sun);border-radius:var(--radius-sm);
  padding:13px 15px;font-size:.87rem;line-height:1.55;margin-bottom:16px}
.provline{font-size:.76rem;color:var(--ink-2);border-top:1px dashed var(--line-2);
  padding-top:10px;margin-top:14px;line-height:1.5}

/* ---------- Chat ---------- */
#chatFab{position:fixed;right:18px;bottom:18px;z-index:80;border:none;border-radius:99px;
  padding:13px 20px;background:var(--brand);color:var(--on-brand);font:inherit;font-weight:700;font-size:.9rem;
  cursor:pointer;box-shadow:0 6px 22px rgba(15,93,82,.32);transition:bottom .2s}
body.has-tray #chatFab{bottom:84px}
#chatPanel{position:fixed;right:18px;bottom:18px;z-index:81;width:400px;
  max-width:calc(100vw - 36px);height:min(640px,calc(100vh - 36px));
  background:var(--card);border:1px solid var(--line-2);border-radius:18px;overflow:hidden;
  display:none;flex-direction:column;box-shadow:0 14px 46px rgba(0,0,0,.24);transition:bottom .2s}
#chatPanel.on{display:flex}
body.has-tray #chatPanel{bottom:84px;height:min(640px,calc(100vh - 102px))}
.chead{padding:13px 16px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:10px}
.chead b{font-size:.94rem}
.chead .dot{width:8px;height:8px;border-radius:50%;background:var(--mint);flex:none}
.cnotice{background:var(--sun-soft);color:var(--sun);font-size:.74rem;padding:10px 16px;line-height:1.5}
.cbody{flex:1;overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:12px}
.bubble{max-width:88%;padding:10px 13px;border-radius:14px;font-size:.88rem;line-height:1.6}
.bubble.bot{background:var(--paper);border:1px solid var(--line);align-self:flex-start;
  border-bottom-left-radius:5px}
.bubble.me{background:var(--brand);color:var(--on-brand);align-self:flex-end;border-bottom-right-radius:5px}
.bubble .src{margin-top:8px;padding-top:7px;border-top:1px dashed var(--line-2);
  font-size:.71rem;color:var(--ink-2);line-height:1.5}
.bubble.me .src{color:rgba(255,255,255,.8);border-color:rgba(255,255,255,.3)}
.handoffcard{align-self:flex-start;max-width:92%;background:var(--brand-soft);
  border:1px solid var(--brand);border-radius:14px;padding:13px}
.handoffcard b{color:var(--brand-ink);font-size:.87rem;display:block;margin-bottom:9px}
.handoffcard .btn{width:100%;margin-bottom:6px;justify-content:flex-start;font-size:.83rem;padding:9px 12px}
.cinput{border-top:1px solid var(--line);padding:11px 13px;display:flex;gap:8px}
.cinput input{flex:1}
.csuggest{display:flex;gap:6px;flex-wrap:wrap;padding:0 13px 11px}
.csuggest button{font-size:.76rem;padding:6px 11px;border-radius:99px;border:1px solid var(--line-2);
  background:var(--paper);color:var(--ink-2);cursor:pointer;font-family:inherit}
.csuggest button:hover{border-color:var(--brand);color:var(--brand)}

/* ---------- Forms ---------- */
.field{margin-bottom:14px}
.field label{display:block;font-size:.86rem;font-weight:600;margin-bottom:5px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.82rem;color:var(--ink-2);
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:12px}
.consent input{margin-top:4px;accent-color:var(--brand);flex:none}

/* ---------- Footer ---------- */
footer.site{background:var(--card);border-top:1px solid var(--line);padding:44px 0 30px;
  font-size:.88rem;margin-top:40px}
.footgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:30px}
@media (max-width:760px){.footgrid{grid-template-columns:1fr}}
footer.site h4{font-size:.78rem;text-transform:uppercase;letter-spacing:.07em;
  color:var(--ink-2);margin-bottom:11px}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:7px}
footer.site a{color:var(--ink-2);text-decoration:none}
footer.site a:hover{color:var(--brand)}
.disclosure{margin-top:30px;padding-top:20px;border-top:1px solid var(--line);
  font-size:.78rem;color:var(--ink-2);line-height:1.65}
.todo{background:var(--sun-soft);color:var(--sun);border-radius:8px;padding:3px 8px;
  font-weight:700;font-size:.72rem}

/* ---------- misc ---------- */
.skip{position:absolute;left:-9999px}
.skip:focus{left:12px;top:12px;z-index:200;background:var(--card);padding:10px 14px;
  border-radius:9px;border:1px solid var(--brand)}
@media print{header.site,footer.site,#chatFab,#chatPanel,.tray{display:none!important}}

/* ---------- แถบชวนคุยกับตัวแทน ---------- */
.ctaband{background:linear-gradient(135deg,var(--cta-1),var(--cta-2));
  color:#fff;padding:44px 0;margin-top:20px}
.ctainner{display:flex;gap:28px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.ctaband h2{color:#fff;margin-bottom:6px}
.ctaband p{color:rgba(255,255,255,.88);margin:0;max-width:46ch;font-size:.95rem}
.ctabtns{display:flex;gap:10px;flex-wrap:wrap;flex:none}
.ctaband .btn{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.4);color:#fff}
.ctaband .btn:hover{background:rgba(255,255,255,.2);border-color:#fff;color:#fff}
.ctaband .btn.primary{background:#fff;border-color:#fff;color:var(--cta-ink)}
.ctaband .btn.primary:hover{background:rgba(255,255,255,.9);color:var(--cta-ink)}
@media (max-width:760px){.ctabtns{width:100%}.ctabtns .btn{flex:1}}

/* ---------- ปุ่มใหญ่ ---------- */
.btn.lg{padding:17px 34px;font-size:1.05rem;min-height:56px}

/* ---------- ไอคอนกล่องเหตุผล ---------- */
.step .ico{font-size:1.5rem;line-height:1;margin-bottom:14px;width:52px;height:52px;
  border-radius:17px;background:var(--brand-soft);display:grid;place-items:center}

/* ---------- รายการสัญญา/ประโยชน์ ---------- */
ul.promises{list-style:none;padding:0;margin:0}
ul.promises li{padding:12px 0 12px 30px;border-bottom:1px solid var(--line);position:relative}
ul.promises li:last-child{border:none;padding-bottom:0}
ul.promises li::before{content:"✓";position:absolute;left:0;top:12px;
  color:var(--brand);font-weight:800}
ul.promises b{display:block;margin-bottom:2px}
ul.promises span{color:var(--ink-2);font-size:.88rem;line-height:1.55}

/* ---------- บรรทัดชวนถามบนการ์ด ---------- */
.asknote{font-size:.78rem;color:var(--brand);background:var(--brand-soft);
  border-radius:8px;padding:6px 10px;font-weight:600}
.askblock{border-color:var(--brand);background:var(--brand-soft)}
.askblock h2,.askblock li{color:var(--brand-ink)}
:root[data-theme="dark"] .askblock li,
:root:not([data-theme="light"]) .askblock li{color:var(--ink)}

/* ---------- ช่องทางติดต่อด่วน ---------- */
.quickcontact{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
  gap:12px;margin-top:22px}
.qc{display:block;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:18px;text-decoration:none;color:var(--ink);transition:.15s;box-shadow:var(--shadow)}
.qc:hover{border-color:var(--brand);transform:translateY(-2px)}
.qc .qcico{font-size:1.5rem;display:block;margin-bottom:8px}
.qc b{display:block;margin-bottom:2px}
.qc span:last-child{font-size:.82rem;color:var(--ink-2);word-break:break-word}

/* ---------- ฟอร์ม 2 คอลัมน์ ---------- */
.field2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:560px){.field2{grid-template-columns:1fr}}

/* ---------- เมนู ---------- */
.navcta{margin-left:6px}
@media (max-width:860px){.navcta{margin:6px 0 0}.hide-sm{display:none}}

/* ---------- ท้ายเว็บ: ข้อความกฎหมายพับเก็บ ---------- */
.disclosure details summary{cursor:pointer;color:var(--brand);font-weight:600;
  margin-top:6px;font-size:.8rem}
.disclosure details[open] summary{margin-bottom:4px}

/* ตารางกว้างในหน้ารายละเอียดดัน grid ให้ล้นจอมือถือ
   (grid item ตั้งต้น min-width:auto จึงยอมกว้างตามลูก) */
.detailgrid > *,.catalog > *{min-width:0}
.tablewrap{max-width:100%}

/* ---------- เครื่องคำนวณเบี้ย ---------- */
.premiumbox{border-color:var(--brand)}
.premform{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));
  gap:12px;margin:14px 0}
.premform label{display:block;font-size:.82rem;font-weight:600;color:var(--ink-2)}
.premform input,.premform select{margin-top:5px}
.premresult{background:var(--brand-soft);border-radius:var(--radius);padding:24px;
  display:flex;align-items:baseline;gap:10px;flex-wrap:wrap;justify-content:center;text-align:center}
.premresult .small{width:100%;margin-bottom:2px;color:var(--brand-ink);opacity:.85}
.premresult b{font-size:2.6rem;line-height:1.1;color:var(--brand);letter-spacing:-.02em}
.premunit{font-weight:700;color:var(--brand-ink)}
.premmo{width:100%;color:var(--brand-ink);font-size:.92rem;opacity:.85;margin-top:4px}
.premdisc{font-size:.8rem;color:var(--brand);margin-top:8px}
.premnote{background:var(--sun-soft);color:var(--sun);border-radius:var(--radius-sm);
  padding:10px 13px;font-size:.8rem;line-height:1.55;margin-top:12px}
.premcta{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:14px;
  padding-top:14px;border-top:1px solid var(--line)}
ul.premsamples{list-style:none;padding:0;margin:12px 0 0}
ul.premsamples li{display:flex;justify-content:space-between;gap:14px;padding:9px 0;
  border-bottom:1px dotted var(--line);font-size:.9rem}
ul.premsamples li:last-child{border:none}
ul.premsamples b{white-space:nowrap;color:var(--brand-ink)}

/* ---------- หน้าคำนวณเบี้ยรวม ---------- */
.calcform{padding:24px}
.calcfields{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px}
.calcfields label{display:block;font-size:.84rem;font-weight:600;color:var(--ink-2)}
.calcfields input,.calcfields select{margin-top:6px}
.calchints{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);
  display:grid;gap:6px;font-size:.8rem;color:var(--ink-2);line-height:1.6}
.calchints b{color:var(--ink)}

.calcsec{margin-bottom:32px}
.calcsec h2{font-size:1.2rem;margin-bottom:4px}
.calclist{display:flex;flex-direction:column;gap:10px;margin-top:14px}
.calcrow{display:flex;align-items:center;gap:20px;padding:16px 20px;background:var(--card);
  border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;color:var(--ink);
  transition:.15s;box-shadow:var(--shadow)}
.calcrow:hover{border-color:var(--brand);transform:translateY(-2px)}
.calcmain{flex:1;min-width:0;display:flex;flex-direction:column;gap:5px}
.calcmain b{font-size:1rem;line-height:1.35}
.calcen{font-size:.78rem;color:var(--ink-2)}
.calcdetail{font-size:.82rem;color:var(--ink-2)}
.calcprice{flex:none;text-align:right;display:flex;flex-direction:column;align-items:flex-end;
  line-height:1.25;min-width:132px}
.calcprice b{font-size:1.45rem;color:var(--brand);letter-spacing:-.02em}
.calcprice span{font-size:.8rem;color:var(--ink-2)}
.calcmo{font-size:.76rem;opacity:.85}
.calcask{background:var(--brand-soft);color:var(--brand-ink);padding:8px 15px;
  border-radius:99px;font-size:.82rem;font-weight:600}
@media (max-width:620px){
  .calcrow{flex-direction:column;align-items:stretch;gap:12px}
  .calcprice{text-align:left;align-items:flex-start;min-width:0;
    border-top:1px solid var(--line);padding-top:10px}
}

/* ---------- แถบชวนคำนวณบนหน้าแรก ---------- */
.pricebanner{display:flex;align-items:center;gap:20px;flex-wrap:wrap;
  background:var(--brand-soft);border:1.5px solid var(--brand);border-radius:var(--radius);
  padding:22px 26px;text-decoration:none;color:var(--brand-ink);transition:.15s}
.pricebanner:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
.pricebanner b{display:block;font-size:1.15rem;margin-bottom:3px}
.pricebanner span{font-size:.92rem;opacity:.9;line-height:1.6}
.pricego{margin-left:auto;flex:none;background:var(--brand);color:var(--on-brand);
  padding:13px 26px;border-radius:99px;font-weight:600;font-size:.95rem}
@media (max-width:620px){.pricego{margin-left:0;width:100%;text-align:center}}

/* ---------- ชิปกรองความคุ้มครองในหน้าคำนวณ ---------- */
.needfilter{margin-top:20px;padding-top:16px;border-top:1px solid var(--line)}
.needfilterlabel{font-size:.84rem;font-weight:600;color:var(--ink-2);margin-bottom:10px}
.needfilterlabel span{font-weight:400;opacity:.75}
.needchips{display:flex;flex-wrap:wrap;gap:8px}
.needchip{font:inherit;font-size:.85rem;font-weight:500;padding:9px 16px;border-radius:99px;
  border:1.5px solid var(--line-2);background:var(--card);color:var(--ink-2);cursor:pointer;
  transition:.15s}
.needchip:hover{border-color:var(--brand);color:var(--brand)}
.needchip[aria-pressed="true"]{background:var(--brand);border-color:var(--brand);
  color:var(--on-brand);font-weight:600}


/* ───────────── ภาพประกอบ & ไอคอน ───────────── */
.ic{width:1.5rem;height:1.5rem;flex:none;display:block}
.ic-lg{width:2rem;height:2rem;flex:none;display:block}
.ic-sm{width:1.15rem;height:1.15rem;flex:none;display:block}

/* กล่องไอคอนหัวการ์ด — แทนอิโมจิเดิม */
.icobox{
  width:46px;height:46px;border-radius:14px;flex:none;
  background:var(--brand-soft);color:var(--brand);
  display:grid;place-items:center;margin-bottom:12px;
}
.icobox .ic{width:1.55rem;height:1.55rem}

.illus{width:100%;height:auto;display:block}
/* โหมดมืดหรี่ภาพลงเล็กน้อย ไม่ให้สว่างแยงตา */
@media (prefers-color-scheme:dark){
  :root:not([data-theme="light"]) .illus{filter:brightness(.93) saturate(.94)}
}
:root[data-theme="dark"] .illus{filter:brightness(.93) saturate(.94)}

/* hero สองคอลัมน์: ข้อความ | ภาพ */
.herogrid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);
  gap:40px;align-items:center}
.herogrid > *{min-width:0}
.illus-hero{max-width:520px;margin-inline:auto}
@media (max-width:900px){
  .herogrid{grid-template-columns:1fr;gap:26px}
  .illus-hero{max-width:420px}
}
@media (max-width:560px){ .illus-hero{max-width:320px} }

/* ภาพเล็กบนการ์ดขั้นตอน */
.illus-step{max-width:100%;border-radius:18px;margin-bottom:14px}
.step .num{position:relative;z-index:1}

/* หน้าติดต่อ */
.contactillus{max-width:420px;margin:0 auto 8px}

/* ป้ายหมวดบนการ์ดแผน */
.needtile .ic,.plancard .ic{color:var(--brand)}
.needtile b{display:flex;align-items:center;gap:9px}
.tagrow{display:flex;flex-wrap:wrap;gap:6px;margin-top:10px}
.tagrow .tg{display:inline-flex;align-items:center;gap:5px;
  font-size:.76rem;padding:4px 10px;border-radius:var(--radius-pill);
  background:var(--brand-soft);color:var(--brand-ink);border:1px solid var(--line)}
.tagrow .tg .ic-sm{color:var(--brand)}

/* ชิปหมวดบนการ์ดแผน — ให้ไอคอนกับตัวอักษรอยู่บรรทัดเดียวกัน */
.chip{display:inline-flex;align-items:center;gap:5px}
.chip .ic-sm{width:.95rem;height:.95rem;color:var(--brand);opacity:.9}
.chip.n .ic-sm,.chip.official .ic-sm{display:none}
.qcico{display:grid;place-items:center;width:44px;height:44px;border-radius:13px;
  background:var(--brand-soft);color:var(--brand);margin-bottom:10px}


/* ───────────── หน้าคำถามที่พบบ่อย ───────────── */

/* แถบข้ามกลุ่ม */
.grouptabs{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}
.grouptab{display:inline-flex;align-items:center;gap:7px;text-decoration:none;
  padding:9px 14px;border-radius:var(--radius-pill);font-size:.88rem;font-weight:600;
  white-space:nowrap;
  background:var(--card);border:1px solid var(--line);color:var(--ink);
  transition:border-color .15s,transform .15s}
.grouptab .ic-sm{color:var(--brand)}
.grouptab:hover{border-color:var(--brand);transform:translateY(-1px)}

/* หัวกลุ่ม */
.faqgroup{margin-top:46px;scroll-margin-top:84px}
.faqgroup:first-child{margin-top:22px}
.grouphead{display:flex;gap:14px;align-items:flex-start;
  padding-bottom:14px;border-bottom:1px solid var(--line);margin-bottom:6px}
.grouphead .ic-lg{color:var(--brand);flex:none;margin-top:2px}
.grouphead h2{font-size:1.3rem;margin:0 0 3px;line-height:1.3}
.grouphead p{margin:0;font-size:.92rem;color:var(--ink-2)}
.grouphead .cnt{color:var(--brand);font-weight:600;white-space:nowrap}

/* รายการคำถาม */
.qalist{display:flex;flex-direction:column}
.qa{border-bottom:1px solid var(--line)}
.qa summary{
  display:flex;align-items:flex-start;gap:14px;cursor:pointer;list-style:none;
  padding:17px 4px;font-size:1.04rem;font-weight:600;line-height:1.55;color:var(--ink);
  transition:color .15s}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{
  content:"";flex:none;width:11px;height:11px;margin:7px 2px 0 auto;
  border-right:2.2px solid var(--brand);border-bottom:2.2px solid var(--brand);
  transform:rotate(45deg);transition:transform .22s ease;opacity:.75}
.qa[open] summary::after{transform:rotate(-135deg)}
.qa summary::before{
  content:"";flex:none;width:4px;align-self:stretch;border-radius:2px;
  background:transparent;transition:background .2s;margin:2px 0}
.qa[open] summary::before{background:var(--brand)}
.qa summary:hover{color:var(--brand)}
.qa summary:focus-visible{outline:2px solid var(--brand);outline-offset:3px;border-radius:8px}

.qabody{padding:0 4px 24px 18px;max-width:70ch;
  animation:qaIn .22s ease}
@keyframes qaIn{from{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}
.qatext{color:var(--ink-2);line-height:1.85;font-size:1rem}
.qatext b{color:var(--ink);font-weight:600}
.qatext i{font-style:italic;
  display:inline-block;border-left:3px solid var(--line-2);padding-left:12px;margin:4px 0}
.qatext a{color:var(--brand)}

.faqacts{display:flex;flex-wrap:wrap;gap:9px;margin-top:18px}
.faqgo{display:inline-flex;align-items:center;text-decoration:none;font-size:.9rem;
  padding:8px 15px;border-radius:var(--radius-pill);
  background:var(--brand-soft);color:var(--brand-ink);border:1px solid transparent;
  transition:border-color .15s}
.faqgo:hover{border-color:var(--brand)}
.faqgo.strong{background:var(--brand);color:var(--on-brand);font-weight:600}
.faqsrc{margin:16px 0 0;font-size:.78rem;color:var(--ink-2);opacity:.75}

/* กล่องปิดท้าย */
.faqcta{display:flex;gap:22px;align-items:center;justify-content:space-between;
  flex-wrap:wrap;margin-top:48px;padding:24px 26px;border-radius:var(--radius);
  background:var(--brand-soft);border:1px solid var(--line)}
.faqcta b{display:block;font-size:1.1rem;margin-bottom:5px}
.faqcta span{display:block;color:var(--ink-2);font-size:.95rem;max-width:60ch;line-height:1.7}

@media (max-width:560px){
  .qa summary{font-size:.99rem;gap:10px}
  .qabody{padding-left:14px}
  .faqcta{padding:20px}
}

/* ── รายการเอกสาร PDF (โฮสต์เอง) ─────────────────────────────────────────
   ทั้งแถวเป็นลิงก์ ไม่ใช่ปุ่มเล็ก ๆ ท้ายบรรทัด เพราะเป้าหมายกดบนมือถือต้องใหญ่
   และผู้อ่านต้องเห็น "ขนาดไฟล์" ก่อนกด — 16 MB บนเน็ตมือถือคือการตัดสินใจ */
.doclist{list-style:none;margin:14px 0 0;padding:0;display:grid;gap:8px}
.docitem{display:flex;align-items:center;gap:12px;text-decoration:none;
  padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);
  background:var(--surface);color:var(--ink);transition:border-color .15s,background .15s}
.docitem:hover{border-color:var(--brand);background:var(--brand-soft)}
.docicon{flex:none;width:22px;height:22px;color:var(--brand)}
.docmeta{display:flex;flex-direction:column;gap:1px;min-width:0}
.docmeta b{font-weight:600;line-height:1.35}
.docdl{margin-left:auto;flex:none;font-size:.85rem;font-weight:600;color:var(--brand-ink)}
.docitem:hover .docdl{color:var(--brand)}
@media (max-width:560px){
  .docdl{display:none}
}

/* ── หน้าสัญญาเพิ่มเติม ────────────────────────────────────────────────────
   ใช้โครง accordion เดียวกับหน้าคำถามที่พบบ่อย ต่างแค่ป้ายกำกับในหัวข้อ */
.ren{font-weight:400;color:var(--ink-2);font-size:.88em;margin-left:6px}
.rpdf{display:inline-block;margin-left:8px;padding:1px 7px;border-radius:var(--radius-pill);
  font-size:.68rem;font-weight:700;letter-spacing:.03em;vertical-align:2px;
  background:var(--brand-soft);color:var(--brand-ink)}
.rflag{display:inline-block;margin-left:8px;padding:1px 8px;border-radius:var(--radius-pill);
  font-size:.7rem;font-weight:600;vertical-align:2px;
  background:var(--surface-2);color:var(--ink-2);border:1px solid var(--line)}
.rsub{margin:18px 0 7px;font-size:.93rem;font-weight:700;color:var(--ink)}
.qabody .kv{width:100%;border-collapse:collapse;margin:2px 0 4px}
.qabody .kv th{text-align:left;font-weight:500;color:var(--ink-2);vertical-align:top;
  padding:7px 14px 7px 0;white-space:nowrap;font-size:.92rem}
.qabody .kv td{padding:7px 0;font-size:.95rem}
.qabody .kv tr+tr th,.qabody .kv tr+tr td{border-top:1px solid var(--line)}
.rgap{margin:16px 0 0;padding:12px 14px;border-radius:var(--radius);
  background:var(--surface-2);color:var(--ink-2);font-size:.9rem;line-height:1.65}
@media (max-width:560px){
  .qabody .kv th{white-space:normal;width:42%}
  .rpdf,.rflag{margin-left:6px}
}

/* ── กล่องเนื้อหาที่ ingest จากโบรชัวร์ (รายชื่อโรค ตารางผลประโยชน์ ฯลฯ) ──
   ใช้โครง .qa เดิมของ accordion แต่ซ้อนอยู่ในการ์ด จึงต้องลดเส้นคั่นซ้ำ */
.card .qa.dblock{border-bottom:none;border:1px solid var(--line);border-radius:var(--radius);
  margin-top:10px;background:var(--surface)}
.card .qa.dblock summary{padding:14px 16px;font-size:.98rem}
.card .qa.dblock summary::after{margin-right:2px}
.card .qa.dblock .qabody{padding:0 16px 18px}
.dnote{margin:0 0 14px;line-height:1.7}
.dgroup{margin:16px 0 0}
.dgroup h4{display:flex;align-items:center;gap:8px;margin:0 0 8px;
  font-size:.92rem;font-weight:700;color:var(--brand-ink)}
.dgroup h4 .cnt{font-weight:600;font-size:.74rem;padding:1px 8px;border-radius:var(--radius-pill);
  background:var(--brand-soft);color:var(--brand-ink)}
/* รายชื่อโรคเป็นคอลัมน์ — 40-62 รายการเรียงเดี่ยวยาวเกินไปบนจอกว้าง */
.dlist{margin:0;padding-left:22px;columns:2;column-gap:34px}
.dlist li{margin:0 0 6px;line-height:1.6;font-size:.93rem;break-inside:avoid}
.kv.sub{margin:0}
.kv.sub th{width:38%;font-weight:400}
.kv.disc thead th{text-align:left;font-size:.85rem;color:var(--ink-2);
  border-bottom:1px solid var(--line);padding-bottom:8px}
.kv.disc td.num,.kv.disc th.num{text-align:right;font-variant-numeric:tabular-nums}
.warnlist li{margin:0 0 10px;line-height:1.7;font-size:.92rem;color:var(--ink-2)}
@media (max-width:720px){
  .dlist{columns:1}
  .kv.sub th{width:auto;display:block;padding-bottom:2px}
  .kv.sub td{display:block;padding-top:0}
}
/* โน้ตส่วนลดในกล่องเบี้ย — อยู่ในการ์ดที่ตัวอักษรเป็นสีแบรนด์ ต้องกำหนดสีเอง
   ไม่งั้นอ่านเหมือนคำเตือนสีแดงทั้งย่อหน้า */
.premdisc{color:var(--ink-2)!important;margin:14px 0 0;line-height:1.7;
  padding-top:14px;border-top:1px solid var(--line)}
.premdisc b{color:var(--ink)}
/* กำกับใต้ช่วงอายุที่รวมมาจากหลายแบบย่อย — กันอ่านเป็นคำสัญญาว่ารับทุกช่วง */
.agenote{display:block;margin-top:5px;font-size:.82rem;color:var(--ink-2);line-height:1.6;font-weight:400}

/* ── จุดเด่นของแบบประกัน ────────────────────────────────────────────────
   ใช้เครื่องหมายถูกแทน bullet เพื่อให้อ่านเป็น "สิ่งที่ได้" ไม่ใช่รายการเฉย ๆ */
.card.feat{border-color:var(--brand-soft);background:linear-gradient(180deg,var(--brand-soft) 0%,var(--card) 42%)}
.featlist{list-style:none;margin:0;padding:0;display:grid;gap:11px}
.featlist li{position:relative;padding-left:30px;line-height:1.65;font-size:1rem}
.featlist li::before{content:"";position:absolute;left:6px;top:7px;width:11px;height:6px;
  border-left:2.4px solid var(--brand);border-bottom:2.4px solid var(--brand);
  transform:rotate(-45deg)}
@media (max-width:560px){.featlist li{font-size:.96rem;padding-left:26px}}